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Select Home Warranty Review
Select Home Warranty Review
Select Home Warranty Review

Overview

Home repairs can cost hundreds of dollars. Rather than getting stuck with paying for those repairs unexpectedly, Select Home Warranty gives you peace of mind. Affordable and reliable, Select Home Warranty provides coverage for repairing and replacing home systems and appliances.

If a covered system or appliance breaks down, you can simply fill in a claim online or give them a call. A local technician will promptly come to make an assessment, getting your appliance back in working order for a fraction of the cost out of pocket.

So what makes Select Home Warranty the right choice to protect your home? The Consumer Affairs Accredited and award-winning provider consistently ranks on top ten lists. They won Forbes Home Best of 2023 and Consumer Advocate’s 2024 Top Ranked Home Warranties. Keep reading to find out what makes Select stand out and whether or not they’re right for you.

Packages

Select Home Warranty has three different packages, so customers have the flexibility to choose the coverage they need. However, Select doesn’t have the optional add-ons offered by its competitors to cover individual items such as a pool, spa, or additional appliances.

Package pricing varies based on the number of systems and appliances covered. Like other home warranty companies, Select charges a service fee for each technician visit on top of your monthly price. Types of properties covered by Select include single-family homes, rental properties, manufactured homes, mobile homes, or condos.

Bronze Care covers eight major home appliances:

  • Refrigerator
  • Clothes Washer
  • Dishwasher
  • Stove/Oven and more

Gold Care covers six major home systems:

  • A/C
  • Heating System
  • Water Heater
  • Electrical System
  • Plumbing System and more

Platinum Care combines Bronze and Gold coverage plus coverage for plumbing stoppages, garage door openers, and ceiling fans:

  • A/C
  • Heating System
  • Water Heater
  • Plumbing System
  • Refrigerator
  • Clothes Washer and more

Terms of Service

Select Home Warranty covers major home systems and appliances for repair and replacement. But, like any home warranty company, Select restricts coverage for certain breakdowns, so make sure to read the fine print to understand their terms.

Your coverage starts 30 days from signing up with Select, and the contract lasts for one year. Generally, they cover any type of repair related to normal wear and tear. Coverage does include old systems and appliances. They cover anything in good working order at the time you purchase coverage, although they do not require an inspection to qualify.

Customer Support

Select Home Warranty has a reputation for going above and beyond to assist their customers. Their online articles educate about maintaining home systems and appliances, policy questions, and other helpful related information. Satisfied customers say they received a response to claims right away and love the 24/7 service call line. Select Home Warranty also has a convenient online portal where customers can submit claims.

Interested in learning more? Customer service is available by phone at 855-267-3532. You can give them a call or fill in the short online form to get a free quote.

Home Warranty Pricing

The cost of Select Home Warranty varies depending on your location and coverage package. Getting AC, heat, and appliance coverage could cost just $1 per day and save hundreds in repairing or replacing expensive home systems. Customers can benefit from deals throughout the year, as Select Home Warranty runs frequent promotions with discounts and free months of coverage. They may also offer free roof coverage.

Word on the Street

So, what do real customers have to say about their experience with Select Home Warranty? On Consumer Affairs, Select has received positive reviews from thousands of satisfied customers. Many rave about the helpful and speedy service they received after submitting a claim.

Bottom Line

Select Home Warranty is an industry veteran that provides reliable coverage for home systems and appliances. Customers love the flexibility of choosing between three different coverage options. The online portal to submit claims makes it easy, and quick, to call for a technician. However, Select doesn’t have add-on appliances and systems available, such as for a pool, spa, or multiple appliances.

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Pros
  • 24/7 service call line
  • Excellent customer service
  • Frequent discounts and promos
Cons
  • Charges per service call
  • No add-on coverage
Select Home Warranty at a Glance
8.8 Editorial Score
Coverage options
8.0
Covers most common systems and appliances, but lacks extensive coverage for luxury or unique systems. Suitable for standard needs
Claims process
9.0
Straightforward claims process, 24/7 online submission and phone support
Cost
8.0
Detailed pricing, clear service fees, occasional issues with clarity around coverage limits and some hidden conditions
Customer service
10
Offers 24/7 support via phone, email, and online claims, responses can be delayed, but generally accessible across channels
Contractor network
9.0
Large network of 10,000+ contractors, offering good availability and shorter wait times, though delays can occur
FAQs for Home Warranty
Purchasing a home warranty is the best way to protect yourself from expensive home and appliance repairs. To help you learn more about home warranties, how they work, and how they differ from home insurance, we have compiled answers to some of the most commonly asked questions.
What's the difference between a home warranty and home insurance?
Home warranty and home insurance offer valuable protection for your home, guarding against unforeseen damage that can result in significant financial burdens. While home insurance covers your home if there's a major event, home warranties will save you thousands of dollars in repairs when your home systems and appliances break down. Let's highlight the key differences between home warranties and home insurance:
1. Coverage Focus:
Home warranties primarily cover the repair or replacement of home systems and appliances due to normal wear and tear. Home insurance, on the other hand, provides broader coverage for perils such as fire, theft, natural disasters, and liability.

2. Coverage Duration:
A home warranty operates on a specific term, typically one year, and can be renewed annually. Home insurance is generally in effect as long as you continue paying the premiums.

3. Cost and Premiums:
Home warranties require homeowners to pay a monthly or annual premium, along with service fees for each repair request. Home insurance premiums are typically paid annually or as agreed upon in the policy contract.

4. Scope of Protection:
Home warranties cover specific items listed in the warranty contract, while home insurance provides protection for the entire property.
What is a home warranty?
Similar to a warranty that comes with the purchase of a new phone, or piece of equipment, home warranties, cover home appliances and system repairs. Home warranties shield homeowners from the high cost of unexpected appliance breakdowns and system failures. They provide protection not just for your home, but for your budget and time as well.
How do they work?
What's great about home warranties is that, unlike a standard warranty that comes with an appliance, home warranties cover a wide variety of appliances that can be customized depending on your needs. When signing up for a home warranty or receiving an initial quote, you will be asked to fill in basic information about the location of your home and which appliances you want to cover. Most home warranty companies like Choice Home Warranty, Select Home Warranty, or American Home Shield, offer a choice of several plans with options to add appliances based on need. These home warranty companies will charge an annual contract fee for yearly coverage and a small service fee when they need to send someone to repair or replace an appliance. Typically home warranty companies work with certified local technicians who work quickly and efficiently to help ensure your home is back in working order.
How does a home warranty complement my home insurance?
Think of home insurance as a way to protect the structure of your home from unforeseen events, while a home warranty, like those from American Home Shield, safeguards against unexpected appliance and system breakdowns. Together, they provide comprehensive protection for both your home's structure and its contents.
What appliances do home warranties cover?
As mentioned, home warranty coverage varies from company to company and there is no one set item list that all home warranties cover. In general, it's best to review your contract and make sure all your essential appliances are listed.

In general home warranties may cover some of these items and more:
Central heating systems
Air conditioning systems
Electrical systems
Plumbing systems
Washing machines and dryers
Microwaves
Dishwashers
Refrigerators
Ovens and stove-tops
How do I compare home insurance quotes with home warranty plans?
When looking to compare home insurance quotes, consider factors like coverage limits, deductibles, and premiums. For home warranties, focus on the appliances and systems covered, service fees, and contract terms. Websites like ours provide comparisons of top-rated plans from America's leading providers.
How do I find the cheapest homeowners insurance and warranty options?
The cheapest homeowners insurance might come from providers like Progressive Home Insurance or Farmers Home Insurance. However, the cost-effectiveness depends on your specific needs and location. Similarly, warranty costs vary based on coverage. On our site, you can find the most reliable home warranty providers. It's best to get a quote for homeowners insurance and warranty separately to determine the most affordable options.
Why would you need a home warranty?
As a homeowner, you never know when your essential systems or appliances may break, and repairing them can be both time-consuming and extremely costly. Home warranties are there to offer peace of mind by ensuring you'll be taken care of by certified professionals when the unexpected occurs.
Who are home warranties for?
Typically home warranty plans are purchased by homeowners who want to ensure they are covered in case of a breakdown. However, others can benefit from the services a home warranty provides. Landlords who have purchased a home and are renting it out should strongly consider purchasing a home warranty plan. As a landlord, the last thing you need is for a tenant to be without a heater, fridge, or even electricity. You'll find yourself scrambling to find the proper technician without knowing how much you'll have to pay out-of-pocket. A home warranty provides you with peace of mind and is a significant selling point for a tenant when considering homes.

Real estate agents can also benefit from home warranty plans and many agents will purchase a home warranty to protect the buyer. This can be done as a gift as a way to say thank you for their business. Moving into a new home with a home warranty already in place provides the buyer with peace of mind knowing there won't be unexpected costs to fix systems or appliances.

AHS: For New Jersey Residents: This is a service contract, not a warranty from the home builder or manufacturer.
†ADT: Req 1-mo min pro monitoring w/ Self Setup OR pro install w/ 36-mo agm't (Term & install fees). Excludes discounted equipment bundles. Video service req for 30% discount. Taxes addt'l.
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